Ah, the home buying experience. Could it be any worse? I'm sure it could, but seriously! Oy.

I've been going back and forth wanting to buy, but I didn't think finances would allow for a home. But now...with my WWF neighbors who have installed a bowling alley (I'm just guessing), I think it's time.

So now I have to decide house or townhome or condo? New, semi-used, or rundown? HOAs or fix my own roof? Dog or cat? Well, that one's easy. Dog. One question down, dozens to go!

Finances is a whole other issue! If I don't have a downpayment, do I get an additional loan that increases the mortgage or go with the mortgage insurance option which also ups my mortgage payment? Should I marry the bum on my corner, make him get a job, and have a second income contributing to the mortgage? Or just get a roomate? Ay de mi.

So if you'd like to contribute to the "Colleen Wants a Home Fund" leave a comment, give a call. I'll let you know where to send the cash, money-order, bonds...

Have faith my rent-compelled friends. Happy Trails my homeowner friends.

;)